Who We Are

ronenpyraorari provides educational resources focused on rolling budget techniques. We're based at 85 Whitelaw St Reservoir VIC 3073, Australia, and you can reach us at +61395048240 or support@ronenpyraorari.com.

When you interact with our site or sign up for programs, we become responsible for keeping your personal information safe. That's a responsibility we take seriously, and this document explains exactly how we manage it.

Information We Collect

Information You Give Us Directly

When you reach out or enrol in our programs, you share information with us. Here's what that typically includes:

• Your name and contact details (email, phone number, postal address)
• Educational background and current financial management experience
• Program preferences and learning goals
• Payment information when you purchase courses or materials
• Any feedback, questions, or concerns you send our way

Information We Collect Automatically

Like most websites, ours collects some technical data when you visit. This helps us understand how people use the site and where we can make improvements.

• IP address and general location data
• Browser type and device information
• Pages you visit and how long you spend on them
• Referring websites and search terms that brought you here
• Time and date of your visits

Why We Need Your Information

We don't collect data just for the sake of it. Everything we gather serves a specific purpose related to providing you with educational services.

Purpose	What It Means
Course Administration	Managing enrolments, sending materials, tracking progress, and issuing certificates
Communication	Answering questions, sending program updates, and providing support
Payment Processing	Handling transactions securely and maintaining financial records
Site Improvement	Understanding how people use our platform so we can make it better
Legal Compliance	Meeting Australian education and privacy requirements

We won't use your data for anything outside these purposes without asking you first. If we want to send marketing emails about new programs, you'll get a clear opt-in choice.

Who Sees Your Information

We keep your data private. But running an educational platform means working with some third parties. Here's who might access your information and why.

Service Providers

We work with companies that help us deliver our services. These include payment processors, email platforms, and hosting providers. They only get access to the data they need to do their job, and they're contractually required to keep it secure.

Legal Requirements

Sometimes Australian law requires us to share information with government agencies or regulatory bodies. This might happen if there's a court order or if we're required to report certain educational metrics. We'll only share what's legally necessary.

Business Transfers

If ronenpyraorari were ever sold or merged with another organization, your data would transfer as part of that process. You'd be notified if this happens, and the new owner would need to honor this privacy policy.

How We Protect Your Data

Security matters. We use industry-standard measures to keep your information safe from unauthorized access, loss, or misuse.

• Encrypted connections (SSL/TLS) for all data transmission
• Secure servers with regular security updates and monitoring
• Access controls limiting who can view personal information
• Regular backups stored in secure, encrypted locations
• Staff training on privacy and data protection practices

Payment information gets special treatment. We don't store complete credit card numbers on our servers. Instead, we use payment processors that meet PCI DSS compliance standards.

No system is completely foolproof, and we can't guarantee absolute security. But we're constantly updating our practices to stay ahead of potential threats.

How Long We Keep Your Data

We don't hold onto your information forever. Here's how long different types of data typically stick around:

• Active student records: For the duration of your enrolment plus seven years (Australian tax and education reporting requirements)
• Financial records: Seven years from the date of transaction (Australian Taxation Office requirements)
• Marketing communications: Until you unsubscribe or request deletion
• Website analytics: Typically 26 months, then aggregated into anonymous statistics
• Support correspondence: Three years from the last interaction

Once we don't need your data anymore, we securely delete or anonymize it. If you close your account or withdraw from programs, you can request earlier deletion for non-essential data.

Your Rights and Choices

Under Australian privacy law, you've got several rights when it comes to your personal information. Here's what you can do and how to do it.

Access Your Information

You can request a copy of the personal data we hold about you. Email support@ronenpyraorari.com with "Data Access Request" in the subject line. We'll send you a summary within 30 days. There's no charge for this unless you make repeated requests, in which case we might apply a reasonable administrative fee.

Correct Inaccurate Data

If something in your records is wrong, let us know and we'll fix it. You can update most information through your account dashboard, or contact us directly for changes to enrolment records.

Request Deletion

You can ask us to delete your personal information. We'll honor this request except where we're legally required to keep certain records (like financial transactions or completed course certificates). Send deletion requests to support@ronenpyraorari.com.

Opt Out of Marketing

Every marketing email includes an unsubscribe link. Click it, and you're off the list. We'll still send you essential communications about programs you're enrolled in, but the promotional stuff stops.

Lodge a Complaint

If you think we've mishandled your personal information, contact us first so we can try to resolve it. If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

Children's Privacy

Our programs are designed for adults aged 18 and older. We don't knowingly collect information from anyone under 18. If you're a parent and discover your child has provided us with personal information, contact us immediately and we'll delete it.

In rare cases where minors participate in programs with parental consent, we require written authorization from a parent or guardian before collecting any personal data.

International Data Transfers

ronenpyraorari operates primarily in Australia, but some of our service providers have servers in other countries. This means your data might be processed or stored overseas.

When we transfer data internationally, we ensure the receiving country has adequate privacy protections or we implement additional safeguards like standard contractual clauses. Your information gets the same level of protection regardless of where it's physically stored.

Changes to This Policy

Privacy laws evolve, and so do our practices. We review this policy regularly and update it when necessary. The date at the top shows when we last made changes.

If we make significant changes that affect how we use your personal information, we'll notify you by email or with a prominent notice on our website. For minor updates (like clarifying existing practices), we'll just update the policy and date.

We keep previous versions archived, so if you want to see what changed, just ask.